Social insurance (GOSI) contributions

Calculated on basic + housing up to SAR 45,000. Saudis pay 9.75% under the legacy scheme; non-Saudis pay nothing.

Verify with the official source: this rule changed recently or depends on your case.

Contributory wage

Basic wage plus housing allowance, capped at SAR 45,000 per month.

Saudis registered before 3 July 2024

Employee: 9% annuities + 0.75% SANED = 9.75%.
Employer: 9% annuities + 0.75% SANED + 2% occupational hazards = 11.75%.

First registered from 3 July 2024

Under the new Social Insurance Law the annuity rate rises gradually by half a point per party each July from 2025, reaching 11% in 2028. Check your rate in your GOSI account.

Non-Saudis

No employee deduction; the employer pays 2% for occupational hazards.

Last reviewed: 2026-11-02